BUSINESS INSURANCE
Business insurance for the SMEs on your books.
Cafés, clinics, offices, shops, workshops and the buildings they sit in. We price on the risk address and the actual occupation, and our underwriters review anything that needs a second look.
A clear appetite, so you know before you submit.
WE’RE BUILT FOR
Allied health
Medical clinics
Business, finance and professional services
Cafés, restaurants and takeaway
Store-based retail
Manufacturing
Wholesale trade
Retail and shopping arcade owners
Office and industrial property owners
Commercial property owners
WHAT THE POLICY COVERS
Property and material damage
Theft
Glass
Money
Employee dishonesty
Goods in transit
Portable equipment
Machinery breakdown
Electronic equipment
Business income protection
Liability risk protection
Tax audit
Limits, conditions and exclusions apply. See the policy wording below for details.WHERE
South of the 24° parallel
Roughly Carnarvon WA to Gladstone QLD.
LIMITS
$7M at any one location
Material damage and business interruption, with a $20M policy aggregate.
Why brokers place with us
Less re-entering.
Renewals come pre-filled with what you've already told us, so there's less admin and more time with clients.
Better-informed pricing.
We look at where the business is and what it actually does.
People when it counts.
If a risk needs a closer look, one of our underwriters will work through it with you.
Product documentation
Policies effective on or before 31 December 2024
Underwritten by RAC Insurance Pty Limited ABN 59 094 685 882 AFSL 231222.
Policies effective on or after 1 January 2025
Underwritten by Mitsui Sumitomo Insurance Company Limited ABN 49 000 525 637 AFSL 240816.
Any advice on this page is general and doesn't take into account your objectives, financial situation or needs. Consider the relevant PDS and TMD before deciding.
Need to make a claim?
Talk to your broker first. They'll lodge the claim with us and keep you updated.