HOME INSURANCE
One level of cover, with the main benefits built in.
Home building and contents insurance, arranged through your broker. Accidental damage and a sum insured shield of up to 30% come as standard.
Built for the way Australians live.
Home cover for the house you own and live in. If you live in a unit, a strata villa or townhouse, or a duplex, you can take out contents cover. Available south of the 24° parallel.
INCLUDED COVER
What's built in
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Accidental damage
Accidental damage cover, included as standard.
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Sum insured shield
Up to 30% above your home sum insured if rebuilding costs more than expected.
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Storm, flood and theft
Storm, flood and theft cover included as standard. Flood can be removed from the policy if you choose.
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Temporary accommodation
Somewhere to stay if an insured event means you can't live at home.
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Legal liability
Legal liability cover up to $20M.
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Identity theft
Help with the costs of restoring your identity if it's stolen, including legal fees and lost wages. Applies with contents cover.
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Guest contents
Your invited guests' belongings are covered for listed events.
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Food and medication spoilage
Food and medication that spoils is covered. Applies with contents cover.
OPTIONAL COVER
Add what your situation needs
Limits, conditions and exclusions apply. Your broker can talk you through what's covered, or read the PDS below.
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Motor burnout
Electric motors up to 10 years old are covered if they break down, like those in fridges, washing machines and air conditioners.
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Pet injury
Accidental injury cover for cats and dogs.
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Excess-free glass
No excess to pay on glass claims under your home cover.
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Personal valuables
Named items such as phones, laptops, artworks and musical equipment, covered at home or across Australia and New Zealand.
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Portable contents
Named belongings are covered when you take them out and about in Australia and New Zealand.
Why it works
One level of cover.
Many home policies come in basic, standard and premium versions, and it's easy to end up on the wrong one. Ours has one level, so the key benefits are there from the start.
Room for rising costs.
Building costs can jump after a big storm or a busy year for trades. If rebuilding your home costs more than your sum insured, the shield adds up to 30% on top.
Your broker in your corner.
Your broker set up your cover, so they already know your home and what you need. If you need to claim, they'll lodge it with us and keep you updated.
Product documentation
Underwritten by Mitsui Sumitomo Insurance Company Limited ABN 49 000 525 637 AFSL 240816.
Any advice on this page is general and doesn't take into account your objectives, financial situation or needs. Consider the relevant PDS and TMD before deciding.
Need to make a claim?
Talk to your broker first. They'll lodge the claim with us and keep you updated.